Universal relocations provided a door to door moving package which was seamless and very easy. Their sales and packing/pick up team do a fabulous job. Their support team provides regular updates and then the destination country team help with customs and final delivery. My boxes were received in great shape! I would use Universal Relocations for moving again and also recommend it to you for a great hassle free experience. Great peace of mind and value for money! During these hard times of COVID-19, Universal Relocations brought my personal things safely. Their customer service was excellent. I was communicated continually at each stages of transporting my boxes until its delivery. I specially thank entire team and all those who worked behind the screen. Thank you Universal Relocations! What a great international relocation experience!! All the items including the delicate ones and glass items did not have a single crack. Nothing is damaged and lost. The pandemic related lock-down made the move quite hard for all the parties involved but Universal tried their best to satisfy their clients' needs.
Don't assume that you have strong credit just because you pay your bills on time. Make sure you arm yourself with your credit reports and scores before you start talking with your creditors. They may review at least some credit information while you are on hold. You want to see what they may see. What can consumers expect when it comes to settling debt? While writing my most recent book, Reduce Debt, Reduce Stress, I interviewed a number of people who settled large amounts of credit card debt. They wanted to avoid bankruptcy, but owed too much to use a credit counseling agency. A few settled on their own, typically because they had just a few creditors, smaller amounts of debt, or very thick skin! The majority of them hired a debt settlement firm because they were feeling pressured by all the phone calls and didn't feel confident going it alone. The good news is that an increasing number of credit card companies are reaching out to consumers with settlement offers before accounts go to collections.