Mary, Washington "eCapital worked with us to create a flexible financing platform that allows us to take advantage of opportunities as they arise, and we appreciate the team's accessibility. Decisions are made and communicated quickly to avoid disrupting the business flow. " Shirish, Kentucky "When we meet with potential new business, we tell them that we have financial support from an international conglomerate. Our relationship with eCapital Commercial Finance allows us to take on additional business much easier than it would be working with a traditional bank. " Joseph, New York "eCapital helps us overcome hurdles and just makes things easier. Equipment gets dropped off, we pick it up and handle everything – right across borders – until it reaches its destination. " Greg, Colorado "One thing that eCapital does well is they're great on customer service on the day-to-day account manager's side. They're fantastic to work with. They do whatever they can help you and are always available, similar to how traditional banking worked 30 years ago. "
Well, here at eCapital we have to disagree. When it comes… See what we can do for your business.
Tap into your company's assets to generate the cash you require. Make Your Assets Work For You eCapital turns your assets into working capital to invest back into your company. You'll have the money you need to take advantage of opportunities or turn your business around with a loan secured by your receivables, inventory, machinery, equipment or real estate. Fast Quickly tap into your assets to generate the cash you need — usually within 24 hours of approval as a revolving line of credit. Easy Easier than qualifying for a bank loan or line of credit. Flexible Contract terms are established to meet your requirements. Personal The team will structure a program tailored to your business needs and support you along the way. Improves Liquidity Leverages your assets to finance growth, purchase new equipment, fund acquisitions and turnaround situations, cash in on supplier discounts, increase purchasing power or prepare for seasonal demands. Works For Any Size Business Suitable for SMBs and large corporations.
Contents 1 Liquidity Lending versus Collateral Lending 2 Distressed Lending versus Asset Backed Lending ( ABL) 3 See also … Wikipedia Troubled Asset Relief Program — TARP redirects here. For other uses, see Tarp. This article is about the Treasury fund. For the legislative bill and subsequent law, see Public Law 110 343. For the legislative history and the events leading to the law, see Emergency Economic… … Wikipedia National Asset Management Agency — Agency overview Formed Late 2009 Jurisdiction Ireland … Wikipedia
Many larger companies find that debtor balances are the biggest asset on the balance sheet. The trouble is, those owed funds often take weeks to turn into cash, particularly if you invoice on terms of 60 days or more, which seriously restricts growth potential. ABL aims to solve this issue by lending based on the complete balance sheet of the business, whether that includes debtors, physical assets, inventory, or even intellectual property. Can be more flexible than loans or overdrafts Funding secured against the value of your assets Use the finance for a wide range of business purposes Debtor protection available, to safeguard against bad debts Facilities grow with the business Reduces administrative burden of separate finance facilities Loan sizes for asset-based lending are normally quite large, which means there are fewer lenders at this higher end of the market. The good news is, this means lenders are far more likely to take a bespoke view of your business — without taking a 'computer says no' approach.
How does asset-based lending work? - Quora