However, debt consolidation loans aren't a cure-all for financial ailments. Potential drawbacks include: Continuing the debt cycle: "Most of the time, after someone consolidates their debt, the debt grows back, " writes Dave Ramsey. If you don't address—and improve—your money habits, you could end up right back where you started: struggling with debt. That's why RISE offers the education and tools to help you take control of your finances. Paying more over the long term: Dave also notes the importance of understanding the time horizon of your debt consolidation loan. Your debt consolidation loan may lower your interest rate and monthly payments, but may also extend the time horizon over which you'll be making payments. In this scenario, it's entirely possible that you could end up paying more in interest over the life of the debt consolidation loan than you would have originally. Whether your goal is to lower monthly payments, pay off debt sooner, rebuild your credit or get creditors off your back (or all of the above), a debt consolidation loan can be a good way to accomplish these goals.
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Students who have not declared a major may want to take a variety of courses to help clarify interests, identify possible majors and remain academically flexible. Transfer Students with Associate Degrees Community College Transfers A student transferring to WSU having earned an AA or AS degree from a Kansas public community college will be considered to have satisfied WSU's general education curriculum provided that they successfully complete at WSU (with a grade of C- or better) two general education courses numbered 300 or above. The two courses must be in two separate subject areas. Students must also complete the foundation skills courses of ENGL 101 and ENGL 102, COMM 111, and MATH 111 or equivalent RN-to-BSN and Dental Hygiene Degree Completion Students A student enrolled in WSU's RN-to-BSN degree completion program having earned an associate degree in nursing will be considered to have satisfied WSU's general education curriculum provided that they successfully complete (with a grade of C- or better) two general education courses numbered 300 or above taken at WSU.