Additional Coverage Coverage may be available for cumulative trauma, disfigurement, mental stress and occupational hearing loss. When a worker dies as the result of a work-related injury, workers' compensation pays additional benefits, including a burial allowance, and benefits for a surviving spouse and dependents. Survivor benefits are calculated based on the worker's average weekly wage and household income, subject to a cap in amount and duration. Benefits may continue for minors until the age of 18, the age of 23 if the dependent is a student, or indefinitely in the event of disability. Spousal benefits end two years after remarriage. Attorney fees for PPD claims are limited by statute to 20% of the first 75 weeks of benefits awarded, up to 15% of the next 120 weeks, and up to 10% of any amount awarded in excess of 195 weeks. Attorney fees must be approved by the workers' compensation commission. This article provides a quick overview of the benefits available to injured workers, but the full formulas used for assessment of benefits, coordination of different types of benefits, and assessment of injuries and disability ratings can quickly complicate the determination of benefits.
EXCLUSIVE WORK COMP PROGRAMS We've developed Target Programs with key insurance companies that provide bigger discounts and more credits. Pay as You Go Work Comp in Maryland. At Workers' Compensation we help Maryland Employers by offering many flexible payment options. One program is Pay as You Go Workers' Comp Coverage. This option lowers your up-front costs and offers you real-time monthly reporting for your premium payment. Maryland Agency License: 2093341 National Producer Number: 5064979 Workers Compensation Info Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates. Copyright 2021 Workers Compensation All rights reserved. California DBA: I-Shop Online Insurance Agency.
This compensation will be two-thirds of the employee's average weekly wage but cannot exceed the State Average Weekly Wage, which is $1, 052 (for 2017). Employees will receive a minimum of $50 per week regardless of how low their average weekly wage may be. Once a doctor decides that an employee is no longer totally disabled but can work, even if only in a limited way, this benefit will cease. Likewise, once a doctor finds that an employee has reached the total medical improvement, this benefit will also cease, even though the employee may not have been restored to the condition they were in preceding the injury. Temporary Partial Disability Benefits If an employee is limited to part-time hours or cannot perform all of their duties, temporary partial disability benefits can compensate the employee for the temporary loss of income. The employee receives 50% of the difference between their normal wages and their temporary reduced earnings. However, this weekly payment cannot exceed half of the State Average Weekly Wage, which is $526.