Offer not available for Owner Occupier Interest Only loans, residential lending originated under family or company trusts. Advantage Package Terms and Conditions apply (PDF 354KB). A $395 annual package fee applies and is payable from an eligible BankSA transaction account. Applicants home loan repayments must be direct debited from this transaction account. Read the BankSA transaction account terms and conditions and consider if the product is right for you. Refer to. The cashback will be paid into a BankSA transaction account within 60 days of settlement. The transaction account must be in the same name as the home loan account and linked to the home loan at the time of settlement. This account must be kept open for 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters. * Comparison Rate: The comparison rate is based on a loan of $150, 000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type.
The advertised rates are subject to change without notice at any time and are not available to every borrower. The rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment and our internal credit criteria. Property insurance is, and flood insurance may be, required. Private Mortgage Insurance (PMI) may be required for loans with less than a 20% down payment. All loans are subject to credit and property approval. Pricing may vary by state. Other rates and terms available. Additional restrictions apply to Texas home equity loans. The advertised rates are based on certain assumptions and loan scenarios. The following examples describe the terms of a typical loan for rates available on Aug. 11, 2020 and subject to the assumptions described immediately above: 30-Year VA A 30-Year VA loan in the amount of $225, 000 with a fixed rate of 3. 250% (3. 463% APR) would have 360 monthly principal and interest payments of $979. 21. Assumes a 740 credit score, a single-family, owner-occupied primary residence located in Georgia, a 0% down payment plus closing costs paid in advance, 0.
5 K. D. Bowe. <.. Read More Cathy Apr 08, 2017 It was a very easy process and Michael knew exactly what he was doing and all.. Read More Ronald Apr 07, 2017 I really enjoyed my experience with Fellowship Home Loans team. Mike was grea.. Read More Mary Beth R. Apr 07, 2017 Fellowship Home Loans made refinancing my mortgage easy fast and painless. I.. Read More Daniel Apr 07, 2017 Fellowship Home Loans is just a wonderful company to deal with from the begin.. Read More Kerry McCoy Feb 07, 2017 This was a truly great experience. They effort put into my service was defin.. Read More Maureen Shaw Feb 03, 2017 Working with Fellowship home loans was a v pleasant experience. The whole pro.. Read More Tina L Hast Feb 02, 2017 I would definitely go with Fellowship Home loans again because the process wa.. Read More Jo-Ann Bravo Feb 02, 2017 I've refinance so many times in my life and I always have ill feeling about d.. Read More < > FELLOWSHIP HOME LOANS Mortgage lenders guided by honesty & integrity.
Get Started We just need some quick information to get started. Milan Jan 04, 2021 I would definitely recommend Fellowship Home Loans for any home loan needs. T.. Read More W Dec 30, 2020 Heard about fellowship home loans on radio 4 years ago and just at the right.. Read More Gwendolyn Sep 30, 2020 FHL has been a true Blessing to me and my family. The best process ever. Than.. Read More Kensley Feb 21, 2020 I absolutely love my experience with Pete at Fellowship Homes. He was always.. Read More Pasquale Feb 19, 2020 Trust is everything in home loans and I fully trust fellowship and refer them.. Read More Joseph Feb 06, 2019 Excellent company with excellent employees. My wife and I appreciate all Fell.. Read More Ashley Oct 17, 2018 My husband and I had the pleasure of working with Nicole Tatangelo at Fellows.. Read More Karen Sep 11, 2018 Refinancing with Fellowship loans was very easy and fast. They were always a.. Read More Heidi Jul 06, 2018 Consult with Nicole, she will walk you through and make the process simple a.. Read More Joseph Apr 05, 2018 I was made aware of Fellowship Home Loans via Radio station 102.
Offer available for Owner Occupier with Principal and Interest repayment and investment loans. Offer current as at 1st April 2020. Only 1 cashback per property refinance will be paid regardless of the number of loans involved. One $2, 000 Bonus Refinance Cashback for a new refinance application received between 18th September 2020 to 30th June 2021 and settled by 30th September 2021. Offer available for Owner Occupier with Principal and Interest repayments and investment loans with maximum LVR of 80%. Offer available on the Advantage Package and Basic Home Loans. Offer current as at 18th September 2020. Only 1 bonus cashback will be paid for the initial application regardless of the numbers of customers, properties or applications involved. Offer may be varied or withdrawn at any time. $200k min loan per property refinanced applies for the $2, 000 refinance cashback and $2, 000 bonus Refinance Cashback. Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include, Westpac, Bank of Melbourne, BankSA and RAMS.
We're here to help If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments. Please don't worry. We have a number of ways to help, until things get back to normal. You can find out more about the help available to you, by using our COVID – 19 Support Tool. Support for mortgage customers Mortgage Covid-19 FAQs Switch to a new mortgage deal If your current Halifax mortgage is due to end soon or you're thinking about moving on to a fixed rate, now's a good time to look for a new deal that suits your needs. Switch to a new deal Looking for a new mortgage? Existing Halifax customers. Mortgage calculators and other useful tools Ready to do some sums? Get an idea of how much you could borrow, compare monthly payments, try to find a better rate and much more. Try our calculators and tools You could lose your home if you don't keep up your mortgage repayments Find out how house prices are changing in your area. The Halifax House Price Index is the UK's longest running monthly house price series.
Halifax House Price Index Later Life Lending Are you aged 55 or over? Whether you want to move home or stay where you are, you may want to take a look at the different options that could be available to you Later Life Lending Later Life Lending
Important information Credit criteria, fees and charges apply. Based on BankSA credit criteria, residential lending is not available for Non-Australian resident borrowers. Before making a decision, it's best to read the terms and conditions: Portfolio Loan Agreement - General Terms and Conditions (PDF 222KB) Residential Loan Agreement – General Terms and Conditions (PDF 1MB) Loan Accounts – Charges for specific services and accounts (PDF 254KB) Advantage Package - Terms and Conditions (PDF 354KB) Please read these documents and keep a copy. You can request a paper copy at a branch. Fixed rate home loan: The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan interest rate. ^ How does the refinance cashback offer work: Credit criteria, fees and charges apply. Terms and conditions available at BankSA. $2, 000 Refinance Cashback per property for new refinance applications received between 1st April 2020 to 30th June 2021 and settled by 30th September 2021.