I can't stop spending money even though I'm roughly $20, 000 in debt from a manic episode I had last year. I had an appt on the phone with my therapist and kept saying she couldn't follow me so that was useless and a waste of money. My medication isn't working and I spoke with my doctor on Wednesday and all he did is up my Thorazine and said that if that doesn't work then it's time for the hospital again, but I can't even afford my Thorazine right now so I'm going to ghost my doctor. I can't afford to go to the hospital anyway. My checking account is overdrawn by nearly $400. I spent all my stimulus money in about 4 hours on things I'll never use. I have $60 in cash and figured I'd pay for the Depakote and klonopin since they're the cheapest of my meds but I'm not going to have any insurance soon so I won't be able to afford any medication. Been thinking of doing sex work as a short term solution. Lost 20 pounds in a month due to a combination of no appetite and thinking that I didn't need to buy groceries.
An average cost for a funeral is around $6, 000 but may be as high as $10, 000. Unlike many other life insurance policies, to qualify for senior life insurance, you can opt for a simplified issue where you're asked a few medical questions to determine if you'll qualify or not. No paramedical tests (like blood or urine) or medical exam are conducted. If you're healthy, take little or no medication and want to save money on your premiums, selecting a policy with paramedical underwriting may be a good choice for you. Or you can opt for a guaranteed issue senior life policy. You're asked three or four questions simply to determine if you qualify for a life insurance policy. Regardless of your health, you cannot be declined for a policy. Keep an eye out for these options in your policy: Waiver-of-premium option: This waives your payment if you become disabled or unable to pay. Guaranteed-level premiums: With this, your premiums stay the same and won't increase as you age. Policy rider: This allows you to customize your policy and add extra coverage in the event of terminal illness, estate protection, long-term care and final expense coverage.
See Other Life Insurance Types Life Insurance Study: America's Healthiest Places SmartAsset's interactive map highlights the healthiest counties across the country. Zoom between states and the national map to see data points for each region, or look specifically at one of the three factors driving our analysis: length of life, health behaviors and healthcare access. Rank County YPLL Rate 1 Adult Smokers Adult Obesity Excessive Drinking PCP Rate 2 Uninsured Rate 1 Years of Potential Life Lost before the age of 75 per 100, 000 residents 2 Primary Care Physicians per 100, 000 residents Methodology Our study aims to find the healthiest places in the country. An individual's health is key to assessing life expectancy, which is the ultimate determinant of the price one pays for life insurance. To find America's healthiest places we considered three factors: length of life, health behaviors and healthcare access. The first factor we considered was the premature death rate in a county, specifically the years of potential life lost before age 75 per 100, 000 residents.
About $12K/month. No more working for other people. No more sucking up to corporate managers. And no more husband. He finally told me he was leaving. WHATTTT? But honey, we have just achieved FI! He told me this was never his dream. Why why why why why couldn't I have both the love of my life and FI? Why the hell did the universe make me have to choose one or the other? He moved out shortly after. So now, I am sitting in a 4000 sqft house that I got for us ALONE in my bathrobe on a wednesday morning. I manage and maintain all the properties myself to keep myself busy. I'm still in my mid 30s so if I hire someone else to do these things what the hell am I suppose to do? My feelings are split right now. I'm still overjoyed that I don't have to rush to the office every morning anymore. I'm overjoyed that I am worth quite a bit. And at the same time I am sad... depressed that I have paid a heavy price for all of this. Don't get me wrong. He and I are still on good terms. We talk everyday still.
I plan to invest more on FMETF (just waiting if the price will still drop to squeeze in more shares) to further diversify my portfolio since NCR+ is still in the middle of an ECQ. Looking forward to this booming once everything reverts back to normal. MUTUAL FUNDS - Instead of focusing on individual stocks, I am convinced that mutual funds are better for me since, again, I still have not much time to research individual companies to learn abt technical/fundamental analysis plus the stable income to recover from potential losses. So far, I've invested an average of 3k to 4 mutual funds available in my COL acct (because I'm indecisive AF XD), Philam Bond Fund, Philequity Fund, Sunlife Prosperity Bond Fund, Philequity Alpha One Fund (I took ate Nicole Alba's advice to pick up a pair of bond and equity fund instead of a balanced fund hehe since I view myself as a moderately aggressive investor). Do you have any advice what fund/s I should focus on instead?
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Have a will. Have advanced health directives. Let people know how you want your remains handled -- cremation, burial, fed to the birds, whatever. Having as much as possible decided beforehand takes the burden away from people having to make hard decisions at a time when their personal bandwidth may be otherwise occupied. Let people know. Write things down. If you're going to register as an organ donor, someone who works with the Coroner's Office is going to call with a 30 minute questionnaire they need to go through. This call may come in the same day or the next day (as time is of the essence); anyone can answer these questions to the best of their knowledge, but be aware it's a Thing. The call can be handed off to someone else -- my mother was not prepared to talk to the nice lady about cutting out my father's eyeballs, but I took the call and got to answer questions about my father's sexual history to the best of my knowledge. It is bad security practice, but write down significant passwords (computer, email, phone PIN) and keep them in a safe place.