We are a New York based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in New York to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote. Insurance companies will take into consideration many different factors when insuring your motorcycle in New York. One company is not always the best fit for everyone, that is why we compare companies for you. These factors include: Driving record Credit History Your Age, Address The Type of Motorcycle The Number of Drivers Motorcycle Insurance in Malone, New York Most companies offer coverages similar to auto insurance policy. This would include your bodily injury and property damage liability. You may also consider additional New York motorcycle insurance including medical payments, comprehensive and collision coverage. Uninsured motorist covers you in the event you are injured by someone who does not carry insurance or may not have enough insurance to cover your injuries.
These may also earn you some discounts that you might otherwise ignore. Rules differ for bikes with after-market accessories, or if the bike is a vintage bike. Moreover, the state does not call for its residents to always purchase extensive insurance. In fact, the law only requires owners to obtain motorcycle liability insurance. Motorcycle owners have three minimum liability insurance options available to them: $10, 000 – for damage to property $25, 000 – for injuries to one individual $50, 000 – for injuries to all involved The DMV also aids people in deciding the right kind and the correct amount of coverage to purchase and also helps them in comparing and choosing the accurate New York motorcycle insurance quotes that fit their budget and coverage needs. It ensures that the information people are receiving helps them to get the most out of their motorcycle insurance. The DMV also provides them with semantic information and tips that can help people save a lot of money and provides them with leads to places that offer lower rates of New York motorcycle insurance.
If you buy Collision or Comprehensive, you'll need to select a deductible, the amount you'll have to pay out-of-pocket if you have a claim. Be sure to pick an amount you can afford. Insure Custom Parts If you've added some serious chrome to your bike, gotten a custom paint job, or installed a GPS, consider additional accessory coverage. For example, some carriers include $3, 000 in accessory coverage when you purchase Comprehensive or Collision coverage. You also can buy more coverage up to $30, 000. Roadside Assistance If you like taking long rides into the country and are worried about breaking down in the middle of nowhere, consider Roadside Assistance. Some carriers offer coverage that will pay up to $500 for lodging, transportation and food if your bike has a mechanical breakdown more than 100 miles from home. Most customers can add both coverages to their policy for just $15 a year.
Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.
Insuring your passion has never been easier. By insuring your bike with George A. Bell Insurance Agency in Pleasantville, NY you can save on your auto insurance! At George A. Bell Insurance Agency, we represent the best motorcycle insurance carriers in the country, like Progressive Insurance, who is #1 in motorcycle insurance. One call to our agency ensures that you have peace of mind when you're out on the open road and only be worried about when the sun is going down. (If you're looking for auto insurance, we offer that, too. ) Get a Customized Motorcycle Insurance Policy We can build a customized policy to fit your needs. Our program can include full replacement cost Accessory Coverage, Comprehensive and Collision Coverage, Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance and more. Call today to inquire about all of your options. Coverage for Different Types of Bikes A motorcycle insurance policy from us can cover many types of bikes, so even if you're looking for specific coverage—like motocross insurance, dirt bike insurance, scooter insurance, classic motorcycle insurance and insurance for trikes, we have an option for you.
Call us today for NYC motorcycle insurance, as well as Connecticut motorcycle insurance, and motorcycle insurance in Michigan and other states.
Of course, you should remember to always carry comprehensive physical damage insurance during this time time of year when your bike is not on the road. InsuranceTrak Services in New York will ensure that you have the required liability coverage to get your bike on the road today! We will make sure you have the required minimum liability coverage set by your state (there are different minimum requirements set by each state). But we always say, the more coverage the better off you are. The best part of shopping with Insurancetrak is that you can get an online motorcycle insurance quote right from our website! Simply click the 'Get Quote' button at the top of this page to get started. You will receive instant quotes for motorcycle insurance returned directly to your screen on our website. Of course, if you'd rather speak to a human being, no problem. You can call us anytime at 585-282-0934. Tips for the cost-conscious rider: Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course.
Now you can enjoy riding your motorcycle throughout New York and at the same time protect yourself, your passengers and your investment at an affordable rate. We will work with you to make sure you choose the best deductible; one that would be affordable for you should an unfortunate accident occur and you need to repair or fix your motorcycle. At the same time, your insurance should protect you and others for medical costs and possible legal expenses associated with an accident. Insurancetrak will explain medical and liability coverage options and outline the advantages and costs of the different levels available. Some insurance companies offer discounts for things like taking a special training class for safety or having multiple policies with one insurance company. Other factors involved in the pricing can include your age, your specific address, and your general driving record. If you live in a state that brings the cold and snow in the winter season like New York, some of the coverage costs can be reduced during these "no drive" months.
Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents. Maintaining a good driving record with no violations will also help reduce your premiums. In many northern states, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive is suspended during winter months. Find out what discounts your insurance representative offers. Multibike discounts for those insuring more than one bike, organization discounts, if you're a member of a motorcycle association, and mature rider discounts for experienced riders, are just a few possibilities. Discounts can range anywhere from 10 percent to 20 percent, depending on the company and your state. Availability and qualifications for discounts vary from company to company and state to state. Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.