The mad dash for affordable insurance isn't just reserved for employees; employers are grappling with expensive increases and passing higher deductibles on to their workers. According to reports, large companies are estimating a 6. 5 percent rise in health care costs in 2015. Those companies are offsetting the increases, and passing them on to employees, by offering health plans with high deductibles and low monthly premiums. An employee might be discouraged by the higher deductibles. However, these high-deductible health plans (HDHPs) do offer at least one benefit for employees: the health savings account, or HSA. What are the Benefits of Health Savings Accounts? An HSA is a tax-exempt or custodial account set up with a U. S. financial institution to save money exclusively for future medical expenses. Created in 2004, HSAs can only be used along with HDHPs. As the number of employers offering HDHPs continues to increase, more employees will have the opportunity to set up an HSA. One key benefit of an HSA is that it offers cash that can come in handy for qualified medical expenses, including copays, prescription drugs, and emergency care.
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Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator. $11, 250 Books and Supplies $755 Aid & Grants Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution. Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution. Average Federal Grant Aid Per Year Average Institution Grant Aid Per Year Student Loans Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower.