It's required that mortgage lenders provide you with a Truth in Lending (TIL) Statement containing information on your loan's annual percentage rate, finance charges, the amount financed, and the total payments required. The TIL Statement may also contain information on security interest, late fees, prepayment provisions, and if the mortgage is assumable. If you have an adjustable rate loan, the statement may outline the limits on the adjustments, annual and lifetime caps, and give an example of what your next year's payment may be depending on interest rates. For adjustable rate loans the total payments figure is estimated as a worst-case scenario. The figure reflects the payments you would make if your loan adjusted upward to the maximum rate allowed by annual and lifetime caps, and then stayed at that rate for the loan duration.
You can even see that he knows nobody says or does that kind of shit in real life. He can't tell Ethan due to the shame and self disgust but wants to be a part of his life and do what he can to make it better, that's why it is so sad when Ethan goofs on him and calls him awkward/cringe/racist because he's trying his best to contact him by making dad jokes and giving him content. He told Ethan in the Ethan and Hila video just to see his reaction, and tries to tell him again in the podcast. After he realises Ethan will never want to be his son he's started taking cocaine to numb the pain. He wants to give Ethan his business as a last gift and apology. Jimmie is getting old and there is one hole that can't be filled with all the money, cocaine, Botox, hair dye or fame in the world. But you probably just think I made that all up don't you? Don't deny until you've read THIS. ( The timings are at the approximate minute as it would have taken too long to find the exact second): First of all, THE conversation at 00:57 Jimmie: 'Can I confess something that a lot of people don't know, and I think Hila doesn't know, may I do this on the air?