The Clark Howard Show is one of the most popular financial advice radio shows in the country. If you're not able to listen live, you can stream segments on his site or download the podcast for 21st century listening. Howard also has several books that touch on different areas of finance. Big Book of Bargains shows ways to save on day-to-day purchases like food and clothing; Clark Smart Parents, Clark Smart Kids is all about how parents can introduce their children to money, from allowance up to buying their first car; Clark Smart Real Estate teaches how to invest in and build wealth through real estate; and Living Large In Lean Times focuses on small ways to save money: cutting electric bills, finding coupons, and getting the best plans for your cell phone. Howard's most recent book, Living Large For The Long Haul, came out in 2013 in the wake of the recession and highlighted people who weathered that storm and people who suffered in what he calls "our new paradigm". You can find Clark Howard on his website, Twitter, and Facebook.
How to Get the Best Mortgage & Refinancing Rates in Missouri The CFPB found that approximately 47% of homebuyers don't comparison shop when searching for a mortgage. However, if you think about the previously mentioned factors that influence interest rates, looking at options from a wide range of lenders is critical in getting as much value as possible from your loan. This is especially true in states like Missouri, where you have a mix of major urban areas, such as Kansas City and St. Louis, alongside large rural areas. Different lenders may focus their products on the needs of various communities. For example, a large bank centered in St. Louis may specialize in loans for low-income housing in developing urban neighborhoods, while a community bank in a rural part of the state may partner with the U. S. Department of Agriculture to offer specialized loan products. Shopping around gives you access to more options and potential savings. It's also important to note that lenders have widely varied costs and processes associated with obtaining your loan.