While there's a shred of truth to this, and for some very high producing independent agents an opportunity exists to exploit this truth, for most the compensation is roughly equal across the board. The fringe benefits enjoyed by captive agents often equal or outweigh the additional compensation paid to an independent agent. Compliance Roadblocks There's no doubt that insurance company-established compliance can be a serious impediment to operating an insurance practice. Sometimes these impediments are for good; other times they are major annoyances with varying degrees of prudence. Independent agents can avoid many compliance roadblocks because they do not work for any specific insurance company. There certainly are rules they must follow, but insurers are much less worried about how independent agents conduct their day-to-day business because it has little effect or consequence to the insurance company. Transitioning from Captive to Independent For captive agents, there isn't a formal process for becoming independent per se.
He told Carbon Brief: "One extreme [of termination shock] is a lot of geoengineering, abruptly ceased, permanently. But what does that middle ground look like? At what point does phasing out geoengineering look like a 'shock'? I think this is an important thing to look at and quantify, and I'm glad the authors took the first steps toward doing that. " The paper is a "welcome input into the overall debate" on SRM, added Janos Pasztor, executive director of the Carnegie Climate Geoengineering Governance Initiative ( C2G2) and former assistant UN secretary-general. But while it might be "easy" to build the physical systems needed to backup an SRM programme, organizing how it might be governed is not so straightforward, said Pasztor: "Some say stratospheric aerosol injection systems are ungovernable. I don't believe that is the case, but it will be challenging. So many different voices will need to be heard. Creating global consensus for deciding whether or not to use and then, if yes, how to make it happen—including how to minimize termination risks—will be a massive undertaking. "